Savings

Building toward a brighter future: It’s why credit unions were created in the first place. With your OTS Employees Credit Union membership, which begins with a savings account, you'll have access to our other money-saving products and services.

Regular Savings

The basic building block of financial security.

IRA & Coverdell Savings

Tax-deferred savings for retirement or education.

Holiday Savings

Plan ahead now to make them shine bright!

Certificates

Fixed-term deposits that help you earn more.

What we mean by FREE.

Simply this: OTS Employees Credit Union savings accounts are offered at no monthly charge to our members as long as the terms of the account are being met. Please refer to agreements and disclosures for details.

Become a Member Today!

To apply for membership, please complete the application form available online and bring it to our OTS Employees Credit Union branch or any APFCU branch on Oahu and in Las Vegas.

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.