IRA & Coverdell Savings

Set aside funds for your retirement or a child’s higher education with these tax-deferred accounts. Choose from a federally-insured Traditional IRA and Roth IRA or the Coverdell Education Savings Account.

  • Opening Balance: $10.00
  • Minimum Balance: none
  • Annual Maintenance Fee: none
  • Rollovers accepted from most qualified employer retirement plans

Pay less in taxes while saving for retirement or higher education. Choose from federally insured Traditional
Roth IRA and Coverdell Education Savings Account. This account has no annual maintenance fee and
can accept
rollovers from most qualified employer retirement plans.

View Current Rates

Become a Member Today!

To apply for membership, please complete the application form available online and bring it to any of our OTS Employees Credit Union branches on Oahu, Maui, and in Las Vegas.

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.