Loans & Rates

Get the credit you deserve. At OTS Employees Credit Union, we share your goals of financial health and prosperity. As an OTSECU member, you’re eligible to apply for a variety of personal loans designed to help you reach those goals — all processed with minimal hassle and maximum aloha.


Personal Loans

A loan for every need

Home Mortgages provided by APFCU

Ready to buy your first home?

Home Equity Loan & HELOC

Put your home’s equity to work for you.

Auto Loans

New car or used, we’ll get you on the road.

Tools & Calculators

How much will it cost? We’ll help you find out.

It's Easy To Become a member!

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.