Open An Account

The first step to becoming a member of OTS Employees Credit Union is opening a savings account.

An OTS Employees Credit Union account can put you on a path to a more secure future, with attractive interest rates and no monthly maintenance fee.

  • Opening Balance: $5.00
  • Minimum Balance: $5.00


View Current Rates


  • Consolidated monthly statements
  • KalaLine monthly newsletter
  • Online & telephone account access
  • Shared branching (5,400+ U.S. locations)
  • Traveler's cheques (single signature) & teller checks (one per day only)
  • Coin Bank (automated coin counter)
  • Incoming wire transfers
  • Mobile & text-message banking*

Become a Member Today!

To apply for membership, please complete the application form available online and bring it to any of our OTS Employees Credit Union branches on Oahu, Maui, and in Las Vegas.

Join Today

Membership ($5 in Savings) required for service. Other requirements may apply. Account closing may result in forfeiture of dividends earned for the current month. Other conditions may apply. See branch for details.

*Mobile and text-message banking are available free to all members with web-capable / text-capable mobile phones. Standard data / text usage fees apply; contact your carrier for details.